What to Do After a Serious Crash?
As much as we'd all love to believe we're the best drivers in the world, sooner or later we'll all be in an accident. Minor accidents aren't that difficult to cope with, aside from the insurance issues, but what do you do if a loved one is injured in a serious car accident? Obviously, your most important task is to care for your spouse, partner or child, but after that, you should:
- Take Pictures and Collect Information: Having photos of the accident scene is crucial. Do this, or have someone do it for you, on the same day of the crash, or as soon after as is possible. Be sure to note the weather conditions, the type of road, and whether or not there were witnesses.
- Call the Insurance Company: If it's possible to do this before leaving the scene (if you're there when the crash occurs) do so. If not, just do it within 24 hours. Don't admit any fault, on your behalf or your loved one's, or make any statements about possible cause, or even sign anything, without consulting an accident attorney first, but do be aware that the insurer will conduct their own investigation, and you should cooperate to your best ability.
- Keep Track of Medical Care: When a member of your family has been injured in a car accident, you should be with them for every step of their medical care. It's important to keep your loved one feeling secure, but it's also important because by doing so, you can keep your own records of every bit of medical care, treatments, medications and advice that are provided. Not only can this help with insurance reimbursements, but it will also ensure that care is aggressive and appropriate.
- Keep the Damaged Car: It's tempting to repair or discard a car that has been significantly damaged - or even totaled - in a wreck, but you should consider holding onto it until you've spoken with an attorney. If there was property damage or the possible of a malfunction in the vehicle, it will be crucial that the car be available to investigators. You'll want to put the vehicle in a storage unit or locked garage - don't just park it on the driveway or lawn.
While this list is not comprehensive, it does hit the highlights of what you should do after a crash. For more information, you should contact your insurance company and an auto accident attorney.