Auto Insurance Basics

Auto Insurance BasicsIt's often said that the only universal constants are death and taxes. Here at, we know that there's a third constant: auto insurance.

Almost every state in the U.S. requires some form of car insurance in order for you to legally drive. Most of the time that required coverage is a combination of liability insurance and un- or under-insured motorist insurance, but some states take it further, and require PIP or "personal injury protection," as well.

In this section of the site, you'll be able to find out more about those required coverage types, but you'll also be able to learn why auto insurance is required at all, how it works, and what other kinds of coverage are available to you.

In addition, we've provided information that will help you decide the kind of insurance you need, and then assist you in shopping for the cheapest coverage.  

Purchasing auto insurance can be pretty daunting the first time you do it, but just as in anything else, once you master The Basics, everything else will come easily.

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