Cheapest Auto Insurance for Different Drivers

Individual driver characteristics are some of the key factors in getting discounts on auto insurance.

Your age, job, zip code, credit scores (in some states) and driving record all play a part in how much you pay for coverage, but there are other factors as well:

• Teen drivers can reduce the cost of their insurance with good grades and defensive driving classes.
• Senior citizens can qualify for "mature driver" discounts.
• Drivers in certain jobs - or the military - can qualify for discounts based on what they do, or which company employs them.
• A clean driving record is always a money-saver.

These are just a few of the ways you - the driver - can affect your auto insurance premiums. Explore more of our section on Drivers for even more ways to save money on your coverage.