Video: DUI and Holiday Driving

It’s New Year’s Eve, and we want you to have a Happy and Safe 2014.

Buzzed driving or fully drunk driving are especially likely between Thanksgiving and Christmas. This video helps inform you of the best way to stay safe in over the holidays:

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Insuring Santa’s Sleigh?

It’s Christmas Eve, and we’d normally just wish you a happy Christmas and be done with it, but instead, we’re sharing this post from esurance’s website (posted a couple years ago.) It’s about how that company would insure Santa’s sleigh. Enjoy:

ZIP Code: Since there’s no ZIP at the North Pole, he picks one from a letter on his desk. Turns out to be North Prairie, Wisconsin. “Perfect.”
Year: He chooses the oldest available in the dropdown — 1981.
Make: Jaguar. “I like the sound of that.”
Model: XJ6
Type: Sedan, 4-door. “Eh, close enough,” he chuckles naughtily.
Is this vehicle equipped with a snowplow? “How’d they know?!”
Primary use: Pleasure. “Oh what fun it is to ride,” Santa hums.
How many miles per year: More than 15,000 — “24,906 around the world to be precise.”
Ownership status: Paid for. “This baby is mine!”

So far, so good. Now onto the next section: primary driver info.

First name: Santa
Last name: Claus
Gender: Male
Marital status: Married
Date of birth: 12/25/1950 “Don’t want ’em to know I’m THAT old.”
Email: sclaus@hohoho.com
Do you currently have car insurance? “Nope. I’m Santa.”
Have you had any accidents or claims in the last 3 years? “Of course not.”
Have you had any speeding tickets or other minor violations in the last 3 years? “Clean as a whistle.”
Have you had any DUIs or other major violations in the last 5 years? “Does eggnog count? Kidding!”

And … quote!

It comes out to $66.98 a month or $394.00 for 6 months. “Well, that’s not bad at all,” Santa thinks to himself. And if it makes Mrs. Claus happy, then it’s well worth it. So he clicks “continue” and within just a few minutes, he has coverage for his sleigh … er … Jag.

Mind you, insurance prices have changed since esurance originally posted this, and Santa may have gotten a better deal at a specialty car insurer, but it’s good to know the big guy is covered in case the deep freeze over Thanksgiving left your roof less-than-stable.

Isn’t it?

(Merry Christmas from all of us at Cheapest Auto Insurance.net)

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Tips for Avoiding Flood Damaged Cars

The problem with the aftermath of floods is that it isn’t just real property that gets damaged, but also that cars can be damaged. NADA (The National Automobile Dealers Association) wants to alert consumers about the possibility that flood-damaged cars from Mississippi and Louisiana are being sold to buyers in other states, with their titles altered to hide the damage.

Think the car you’re considering is flood damaged? Here’s how to be sure it’s not:

Order a vehicle history report.
Check the spare tire well for standing water.
Be leery if a car smells musty or moldy.
Be suspicious of vehicles with recently shampooed carpets.
Look for grit, dirt or rust on components under the hood.
Be wary of used cars with brand new upholstery.

Also? Have your mechanic look at every used car before you finalize the purchase.

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California Only Receives 10% of Ordered Car Chargers

As a key part of jump-starting (sic) the market for non-pollution-causing electric vehicles, regulators in the state of California made a deal with New Jersey-based energy company NRG to build a network of chargers throughout the golden state.

Unfortunately, NRG delivered a mere 10% of their goal in the first year of the agreement. Having initially promised to have more than a thousand stations up and running by December 5th, as of mid-November only 110 were actually operational.

NRG says there were unexpected problems that prevented the implementation of their plan, among which were apartment, mall, and office building owners who declined to provide space for the chargers.

Despite this, the NRG official in charge of roll-out in California is confident that by the end of 2016 they will have met their agreement and installed at least 10,200 car charging stations.

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Video: Winter Weather Readiness

It’s December, which means much of the country is experiencing winter weather. Avoid accidents (and the resultant accident claims on your car insurance) by making sure your car is ready for winter. This video shows you how:

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Happy Thanksgiving & Safety Tips

We were originally going to run a story today about a Southern California girl whose family was in a fatal car accident was just assigned a decent settlement, but it’s Thanksgiving, and we’d much rather post something positive.

So, here’s a recipe from the book Manifold Destiny: the one, the only, guide to cooking on your car engine that tells you how to cook a turkey on your car engine while driving over the river and through the woods…

TO GRANDMOTHER’S HOUSE ROAD TURKEY

1 Boneless turkey breast, about five pounds, sliced into thin strips against the grain

3 large baking potatoes, peeled and diced

3 carrots, finely diced

Dry white wine

Flour for dredging

Butter for greasing foil

Salt and pepper to taste

Three-quarters cup heavy cream

1. At home, combine the turkey, potatoes and carrots into a bowl with the wine and cover. Marinate two hours in the refrigerator, then drain well (and don’t drink the wine). Setting the vegetables aside, dredge the turkey pieces in flour, then heavily butter five large squares of foil. Arrange equal amounts of turkey and vegetables in each square, and season with sale and pepper as desired. Cup the foil around the turkey and vegetables, and pour over each serving as much heavy cream as you can without making a soupy mess, then seal carefully.

2. Cook on the engine about four hours, turning once. We’re assuming grandmother doesn’t live in the next town.

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Oklahoma’s Peoria Tribe Not Liable in 2006 Crash

In a reversal of a previous ruling, the Oklahoma Supreme Court has stated that a family that was injured in an automobile accident seven years ago cannot sue either the Buffalo Run Casino, where the other driver had been drinking, or the Peoria Tribe, which runs the venue.

The claim, originally filed by Charles and Jennifer Sheffer, alleged that the casino was liable because it overserved driver David Billups. Billups’ car crashed into the Sheffers’ vehicle, a tractor trailer, killing him and injuring Charles, Jennifer, and their son.

The actual decision, released earlier this fall, states:

“The Peoria Tribe is immune from suit in state court. Because the Peoria tribe and its entities did not expressly waive their sovereign immunity by applying for and receiving a liquor license from the State of Oklahoma, the tribe is immune from dramshop liability in state court.”

Dramshop liability refers to a section of Oklahoma law which makes it possible for alcohol sellers liable if someone they sell to or serve hurts someone else after drinking.

The decision in the Sheffers’ claim also reversed a 2008 case that involved the Thunder Entertainment Center. At the time of that case, the court’s decision was that tribes do waive their immunity when they receive a mixed-beverage sales license from the state.

The Sheffers’ attorney has already requested a re-hearing, and, if that request is denied, plans to take the case to the U.S. Supreme Court.

However, the greater issue is the question of dramshop liability in the state of Oklahoma.

Keith Burt, director of ABLE (the Alcoholic Beverage Laws Enforcement Commission), the organization in charge of monitoring and enforcing Oklahoma’s liquor laws, had this to say:

“We want to make sure those serving alcohol are responsible. If you take the liability away, it could be dangerous.”

To that end, Burt has requested that Kathryn Savage, an assistant attorney general providing the commission’s legal counsel, to research the agency’s ability to restrict the casino’s liquor license when it comes up for renewal next month, though, he added, that has never been done before in his state.

Because the state Gaming Compact places a one-year limit for filing claims in tribal court, the Sheffers have no recourse within the tribe.

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