Stop the texts. Stop the wrecks.

Lead Massachusetts Attorney General Martha Coakley, officials around the United States are cracking down on teens who text while drive with a new awareness campaign. Why? Because according to current statistics, you are 23 times more likely to have a car accident while texting than if you are not.

The month of May is National Youth Traffic Safety Month, and this year, May 1 was also the inaugural Stop the Texts Day. On that day, a partnership that includes the National Highway Traffic Safety Administration (NHTSA), the attorneys general from each state, the Ad Council, and various consumer protection agencies, a new campaign featuring public services announcements from such people as NASCAR driver Kasey Kahne went live.

According to the NHTSA, distracted driving is the top killer of American teenagers. In 2010, the last year for which complete data exists, more than 3,000 people were killed and 416,000 were injured as a result of distracted driving, including texting while driving.

The goal of Stop the Texts Day was to spread the message: “Stop the Texts. Stop the Wrecks.”

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Video: Reevaluate Your Auto Liability

We all know that most states require a minimum amout of liability insurance in order to drive your car legally, but is that enough? In this video, you learn why you need to consider boosting your liability insurance as your life circumstances change.

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Idaho Texting Ban Kicks in July 1

The state of Idaho has joined the bandwagon, and passed a law banning texting while driving. It’s set to go into effect on July 1 of this year, but there is concern from some local law enforcement officials, who believe enforcing such a law could be tricky.

Speaking to the Coeur d’Alene Press, Maj. Ben Wolfinger of the Kootenai County Sheriff Department said he believes the law is a good idea, but thinks enforcement may be difficult since officers can’t always discern the difference between a person who is texting behind the wheel, and a person who is merely dialing their phone behind the wheel, the latter of which is NOT being banned in Idaho.

Nevertheless, the legislation was signed by Governor C.L. “Butch” Otter earlier this month, and Idaho is now the 37th state to enact such a law.

There is no word on whether Idaho drivers will have auto insurance repercussions for texting tickets.

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Video: Compare Motorcycle Insurance

Last week, we told you about Delaware’s motorcycle safety campaign. This week, we thought we’d remind you that wherever you live, motorcycle safety is important – and motorcycle insurance is a must. This short video helps show you a bit about comparing different insurance offers. Enjoy!

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Delaware Launches “Respect Your Ride” Campaign

Officials in the state of Delaware have launched a campaign to help make it safer to ride motorcycles.

Dubbed “Respect Your Ride,” the motorcycle safety awareness program includes boosted law enforcement activity, and police department-sponsored activities that promote safety and compliance with traffic laws.

Between April 1 and September 30th, police offers in Delaware will increase the number of patrols on those roads known to have higher numbers of bike crashes, and will enforce traffic laws, with a specific focus on both impaired motorcycle operations, and bikers who are speeding. There will also be an effort made to increase the number of people who comply with motorcycle insurance requirements.

The campaign also includes a public awareness package that uses bumper stickers, billboard ads, online spots and radio commercials to bring motorcycle safety into prominence, and remind those who drive cars that they share the road with motorcyclists. While the program runs all summer, the pinnacle event will be Motorcycle Awareness Day, scheduled to take place on April 28th, in Dover.

According to local statistics, Delaware lost 18 people in motorcycle crashes last year, while only eight people died in a similar fashion in 2010. Delaware wants to return to that lower number.

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AZ House Defeats Impound Law

A proposed Arizona bill that would have changed existing auto insurance laws to allow law enforcement officers to two and impound the vehicles of drivers who do not have liability insurance was defeated yesterday in the state’s House Appropriations Committee.

Senate Bill 1165 was authored by state Representative John Kavanagh (R-Fountain Hills), but had come under the scrutiny of the Independent Insurance Agents and Brokers of Arizona, Inc. (IIABA), which organization had brought up concerns that the bill, had it passed, might lead to drivers who actually HAVE insurance being subjected to towing and impounding, and that a liability issues might be created for insurance agents.

IIABA said that they were concerned about the estimated 200,000 vehicles in Arizona which have incorrectly reported VINs in the state database, and would therefore show up as being uninsured since proof of insurance is tied to the vehicle identification number.

This, the group said, could create liability for agents who may have mis-entered those numbers.

While the bill would not have changed the law that liability insurance is required, under the current system, drivers who are not carrying proof of insurance are issued a citation, rather than being subject to towing and impounding, and required to pay the charges associated with each.

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Tunnel Insurance a Possibility in Massachusetts

We’re all accustomed, by now, to the concept that auto insurance – and specifically liability insurance – is a requirement of being able to drive legally.

Now, lawmakers in Massachusetts are considering legislation that would require motorists using tunnels to be protected by the owners of those tunnels. Yes, Massachusetts wants to require tunnel owners to protect the “traveling public” with insurance.

The bill would give the state’s Office of the Inspector General the power to decide what type of insurance and how much coverage an individual tunnel’s owner would have to have. In exchange, tunnel owners would have an annual due-date of September 30th to provide proof of coverage. Owners who fail to purchase coverage will have insurance force-placed by the state, which would then bill them.

Supporters of this legislation explain that the goal is to protect motorists who use privately-owned tunnels, and to cover damages or the cost of medical care if accidents occur.

I find myself boggling that there are enough privately-owned tunnels to make this legislation worth the bother.

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